The service is provided by Ekundayo Banjoko, trading as NOW-N (now-n.io). You are contracting with Ekundayo Banjoko. You can reach us through the contact page on this site.

You confirm that you are of legal age to enter into this agreement, and — if you are using NOW-N on behalf of a company or organisation — that you have authority to bind that organisation to these terms.

NOW-N is software that helps founders, business owners, consultants and experts capture their own stories and turn them into short-form content. It includes onboarding, a personal brand profile, a story bank, AI-assisted idea, hook, script and caption generation, a planner, and a coaching assistant. Features available to you depend on the plan you select.

We grant you a limited, non-exclusive, non-transferable right to use NOW-N for your own personal or internal business purposes, within the limits of your plan.

You must provide accurate information and keep it up to date. You are responsible for keeping your login credentials confidential and for all activity that happens under your account. Tell us promptly if you believe your account has been compromised.

You must not use NOW-N to:

• break any law or regulation, or facilitate unlawful activity;
• commit fraud, send spam, or impersonate any person or organisation;
• infringe anyone’s intellectual property, privacy or publicity rights;
• interfere with the security or integrity of the service, including introducing malware, probing or scanning systems, bypassing rate limits or usage caps, or scraping the service;
• reverse engineer, decompile, resell, redistribute or sublicense the service, or circumvent technical limits or plan entitlements;
• share access to a single account with people outside your organisation, or resell generated output as a competing content-generation service.

NOW-N uses artificial intelligence to produce ideas, hooks, scripts and captions based on the information you provide. You are responsible for your prompts and inputs, for how you use the output, for verifying accuracy before publishing, and for holding the rights to any material you submit.

You must not use NOW-N to generate or publish:

• illegal content, or content that sexualises or endangers minors;
• hate speech, harassment, or incitement to violence;
• deepfakes, synthetic impersonations or misleading claims presented as fact about real people;
• malware, phishing material, or attempts to jailbreak or misuse the AI models.

Accuracy. AI output can be inaccurate, incomplete or out of date. It is not professional, legal, financial, medical or tax advice, and must not be relied on in regulated contexts without qualified human review.

Rights in inputs and outputs. You keep ownership of the stories, notes, recordings and other material you submit, and — as between you and us — you own the output generated from your inputs, provided your account is in good standing. You grant us a limited licence to host and process your material solely to operate and improve the service for you. Similar inputs may produce similar outputs for other users, so output is not guaranteed to be unique.

Takedowns. If you believe content on NOW-N infringes your rights, contact us through the contact page with details of the material and your rights in it. We will review and, where appropriate, remove it. Accounts responsible for repeated or serious infringement will be terminated.

Moderation. We may filter, refuse, restrict or remove inputs and outputs, and suspend accounts, where we reasonably believe these terms have been breached.

We (and our licensors) own NOW-N and everything in it other than your own content: the software, models, prompts, templates, documentation, design, branding and name. Nothing in these terms transfers any of that to you.

We work to keep NOW-N available and reliable, but we do not guarantee that the service will be uninterrupted, timely, secure or error-free, or that any particular feature or AI model will always remain available. We may change, add or withdraw features over time. To the fullest extent permitted by law, all implied warranties, including merchantability and fitness for a particular purpose, are excluded.

Except for the Flagship VIP guarantee below, NOW-N makes no guarantee of followers, reach, engagement, revenue or any other outcome. Results depend on your own work, consistency and market.

Flagship VIP guarantee. If you buy the Flagship VIP programme and follow every step we give you for 30 days from your onboarding call — including attending scheduled calls, posting the agreed number of videos on the agreed days and supplying raw footage on time — and you do not gain at least 5,000 new followers across Instagram and TikTok who genuinely engage with your content, we will provide two further months of the programme free of charge. This remedy is the only remedy under the guarantee; it is not a cash refund. We assess eligibility from your posting record and account analytics, which you agree to share with us.

Orders are sold by Ekundayo Banjoko, trading as NOW-N. Card payments, subscription billing and invoicing are processed on our behalf by Stripe, our payment processor. We never see or store your full card details.

Prices are shown at checkout and any applicable tax is added there. Subscriptions renew automatically at the then-current price for the plan you chose until cancelled. You can cancel at any time and keep access until the end of the current paid period. Because you receive instant access to AI-generated content, all payments are final and non-refundable — see our refund policy for full details.

We may suspend or terminate your access if you materially breach these terms, fail to pay, create a security or fraud risk, or repeatedly or seriously violate our acceptable-use rules. Where practical and lawful, we will give notice and an opportunity to fix the problem first.

You may stop using NOW-N at any time. When access ends, you may export your saved content during a reasonable window; after that, your data may be deleted or anonymised in line with our privacy notice.

To the fullest extent permitted by law, we are not liable for indirect, consequential or special losses, including lost profits, lost revenue, lost data, lost opportunity or damage to goodwill. Our total aggregate liability arising out of or in connection with these terms is limited to the fees you paid us in the twelve months before the event giving rise to the claim.

Nothing in these terms limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot lawfully be limited.

You will indemnify us against claims, losses and costs arising from your content, your unlawful use of the service, or your breach of these terms.

Video editing, coaching, done-with-you and done-for-you engagements and other premium services are described separately and may be governed by an additional agreement or statement of work. Where there is a conflict, that agreement takes precedence for that service.

We may update these terms; where changes are material we will give reasonable notice, and continued use after the change takes effect means you accept the updated terms.

You may not assign this agreement without our consent. We may assign it as part of a merger, acquisition or sale of assets. Neither party is liable for failure to perform caused by events beyond its reasonable control.

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction, unless mandatory local law in your country of residence says otherwise.